Insurance and Financing Information

At Center for Advanced Dentistry San Jose, we understand that navigating dental treatment costs and insurance coverage can sometimes feel overwhelming. As a premier dental practice focused on high-quality care and advanced treatments, we’re committed to providing clarity about your financial options while helping you achieve the smile you deserve.

Understanding Dental Insurance

Dental insurance functions differently from medical insurance, especially for advanced procedures and specialized treatments. Most insurance plans are designed to fully cover preventive care but only partially cover more complex treatments like dental implants and full-mouth restorations.

Our Insurance Approach

Center for Advanced Dentistry is primarily a fee-for-service practice, particularly for our specialty treatments like dental implants and cosmetic procedures. While we’re out-of-network with many insurance providers, this doesn’t mean you can’t use your insurance benefits with us.

Here’s how we work with insurance:

Claims Filing Assistance – Our friendly team will file your claims on your behalf to help maximize your benefits
Benefits Verification – We’ll help you understand exactly what your plan covers before treatment
Transparent Explanation – We’ll clearly explain what is and isn’t covered by your insurance
Maximum Reimbursement – We work to ensure you receive the highest possible coverage for eligible procedures

For many advanced procedures like dental implants, the reality is that most insurance plans offer limited coverage regardless of whether you visit an in-network or out-of-network provider. This is why we focus on providing value through our expertise and financing options rather than network status.

Flexible Financing Solutions

We believe financial considerations shouldn’t prevent you from receiving the high-quality dental care you need. That’s why we offer several convenient payment options designed to make advanced dental care more accessible.

Care Credit

Care Credit is a healthcare credit card specifically designed for your health and wellness needs, including dental procedures. Benefits include:

Flexible short-term and long-term financing options
Special financing with 0% interest if paid in full within the promotional period (subject to credit approval)
Quick application process with immediate decisions

Cherry Financing

We’re pleased to offer Cherry as a patient financing option for your dental treatment needs. Cherry provides:

Simple application process
Competitive rates
Various term lengths to fit your budget
Quick approval process

Personalized Payment Planning

For extensive treatments like full-mouth restorations or multiple implants, we offer customized payment plans that break down the total investment into manageable monthly payments. During your consultation, we’ll discuss:

Treatment phases and associated costs
Flexible payment scheduling options
Ways to prioritize treatment while respecting your budget

Why Choose Us Despite Insurance Limitations?

As a specialized practice led by Dr. Steve Lim, a board-certified prosthodontist with over 25 years of experience, we offer several advantages that extend beyond network status:

Specialized Expertise – Dr. Lim’s advanced training and experience in complex dental implant procedures and restorations deliver exceptional results
Comprehensive Consultations – We take the time to thoroughly evaluate your needs and explain all treatment options
Advanced Technology – Our state-of-the-art facility features the latest dental technology for precise, long-lasting results
Personalized Care – Dr. Lim spends significant time with each patient, ensuring you receive individualized attention

Schedule Your Financial Consultation

We invite you to schedule a consultation where we can discuss both your treatment needs and financial options. During this appointment, we’ll:

Review your insurance benefits (if applicable)
Explore financing options that fit your budget
Create a clear treatment plan with transparent pricing
Answer all your questions about costs and payment options

Don’t let concerns about insurance coverage prevent you from receiving the specialized dental care you deserve. Contact our team today at 408-292-2848 to learn more about how we can help make your dental treatment affordable.